Chasing Dollars

Over at Fearless Money there was a question about whether or not obtaining group health insurance through your own small company is a deal or not.

I can confirm that it's a fine deal.  I currently do it and wouldn't think of having insurance any oither way.  No qualification is required, group premiums are typically discounted from individual policy premiums, and as long as the provider is willing to accept you (or rather, your company as a group), your coverage continues as long as you pay the premiums.  The only limitation is that you can't change your policies except during open enrollment season, which is typically the month before the anniversary of your policy's commencement date.

Other than that, if you're searching for health insurance, aren't covered by an employer's policy, and have a small company that has been legitimately registered, it's a great deal.